Later on at 10AM server time, me and my partners are going to have a major meeting and will be discussing some of the issues the industry is facing today and how we can prevent it from affecting our program negatively. Some of the issues we will talk about are the declining participation of many members in general, high profile programs closing, StrictPay processor issues, our outside trading status, and a few other small issues that may or may not affect our program. We are going to do this because we all know how our industry is in dire straits right now, and we definitely want to change this and get your confidence back. This program is one of the few that you can be sure to do whatever it takes to be there for you when you are unsure, and at times confused, on what's going on.